Medicare vs. Medicare Advantage

Medicare

  • Fee-for-service plan
  • Option to enroll in Part A alone or Parts A and B together
  • Must enroll in Part D for prescription drug coverage

Medicare Advantage

  • HMO, PPO, fee-for-service plan, special needs plan, or medical savings account 
  • Must be enrolled in Part A and Part B
  • Covers more services than original Medicare
  • Lower out-of-pocket expenses than original Medicare
  • Some Medicare Advantage plans include prescription drug coverage